Measure How Claims Are Handled and Identify Where to Reduce Cycle Time

Pyze measures how adjusters and claims staff work each claim from first notice of loss to closing, identifies where handling time and rework accumulate, and measures the result after changes are made.

7
claim stages measured, from first notice of loss to subrogation and litigation
1 week
to instrument, no workflow change
5
levers separated before anything is built
6 weeks
to a priced opportunity register

Engagement archetypes from Pyze deployments across claims and case handling operations rather than a single named account.

The claims system records status changes, reserves and payments. It does not record the work between them: the coverage checks, the estimate reviews, the searches through email and attachments, and the re-keying between the claims platform, the estimating tools and the document repository. Those activities determine cycle time and cost per claim, and they are measured only by sampling.

Common Findings in Claims Management

Four patterns that recur across engagements, each shown with the measurement and the resulting change.

First notice of loss intake takes several contacts to complete, and the claim is often missing information when it reaches an adjuster.

Agentify
What the measurement shows

Intake staff re-enter details from emails, portal submissions and call notes into the claims platform. The fields that are most often incomplete are the same ones on each claim type, and adjusters spend the first touch requesting them.

What changes

Intake details are extracted from the submitted material and checked against required fields before assignment, so the first adjuster touch starts from a complete file.

Coverage verification and investigation take different amounts of time for claims of the same type and severity.

Standardize
What the measurement shows

Handlers consult the policy record, endorsements and prior claims in separate systems, and the order and number of checks varies by person. The longest paths include repeated policy lookups for the same claim.

What changes

The checking sequence of the fastest handlers on comparable claims is documented as the standard path, and repeated lookups are removed from it.

Estimating and evaluation are a bottleneck for property and auto claims, and supplements generate repeated review.

Simplify
What the measurement shows

Time is spent moving estimate data between the estimating tool, the claims platform and email, and reconciling supplements against the original scope. Reviewers open the same documents more than once per claim.

What changes

The hand-offs between the estimating tool and the claims platform with the highest switching cost are consolidated, and supplement review is routed by the measured causes of rework.

Adjuster workloads are uneven, and some inventories age while others are cleared quickly.

Rebalance
What the measurement shows

Assignment is based on claim counts, but the measured effort per claim varies by type, complexity and the number of external parties involved. Effort per adjuster differs more than claim counts suggest.

What changes

Assignment and queue rules are adjusted to measured effort by claim type, which levels inventories across adjusters and teams.

Opportunity Register

A sample register, sorted by the lever that resolves each opportunity. In an engagement, each line carries measured hours, a named owner and the evidence it was derived from.

First notice of loss intake
Agentify
Details extracted from submissions, validated and completed before assignment.
Coverage verification
Standardize
One documented checking sequence applied to each claim type.
Claim status and party inquiries
Agentify
Answered from the claim record without adjuster involvement.
Estimate and supplement review
Simplify
Hand-offs between estimating tools and the claims platform reduced.
Payment and settlement processing
Automate
Deterministic checks and payment steps completed from the claim record.
Subrogation identification
Automate
Recovery potential flagged from claim facts at the time of evaluation.
Litigation file assembly
Automate
Documents and chronology compiled from the claim record for counsel.
Adjuster assignment
Rebalance
Inventories levelled against measured effort by claim type.
Automate and Agentify are distinct findings. Scheduling a report is deterministic work with a stated rule. Diagnosing an exception is a decision. Separating the two prevents a register from over-scoping the first and missing the second.

Systems typically instrumented

Guidewire ClaimCenterDuck Creek ClaimsMajescoPega ClaimsMitchell and CCC ONEXactimateDocument managementExcel and Outlook

Capture covers browser-delivered and thick-client applications, including virtualized estates, with no change to how anyone works.

Roles Involved

Claims operationsProperty and casualty claimsHealth payer claimsSpecial investigationsOperational excellence

Instrumentation is configured per application rather than per person, so the population in scope is set during scoping and is not a deployment constraint.

How an Engagement Runs

Baseline, blueprint, transform, prove

The same four stages apply in every sector. The fourth stage repeats the baseline measurement, which makes the engagement an ongoing operating capability rather than a one-time report.

01

Baseline

What the work costs today, measured across every person and application.

02

Blueprint

Procedures, application rules and execution evidence, read as one target state.

03

Transform

Where each of the five levers applies, priced and owned.

04

Prove

The after state measured against the baseline, using the same method.

Frequently Asked Questions

We already have analytics on the claims platform. What does this add?
Claims platform analytics report the events the system recorded, such as status changes, reserves and payments. Pyze measures the work performed in the estimating tools, document repository, email and spreadsheets around those events, which the platform does not record.
Does this capture claim content or personal information?
No. Capture is limited to interaction metadata: the application, screen, sequence and timing. It applies only to a whitelist of business applications, and it does not record keystrokes, field values, free text or screen contents. Identifiers are pseudonymous.
Can this be applied to both insurance and healthcare payer claims?
Yes. The stages differ in name and in systems, but the measurement is the same: sequence, timing and system transitions for each handler across the claim lifecycle. Adjudication and appeals in payer environments are measured in the same way as evaluation and settlement in insurance.

Associated Titles

Chief Claims OfficerVP of ClaimsDirector of Claims OperationsHead of Claims TransformationClaims Operations ManagerDirector of Special InvestigationsDirector of Operational ExcellenceHead of Claims Technology

Industries

Roles

Start with a measured baseline

Six weeks from instrumentation to a priced opportunity register, and the baseline stays in place so later quarters are measured rather than re-estimated.